Could you cope financially if you, or the main earner in the family, were to suffer from a critical illness?
If so, how long could you cope for?
Did you know that we are five times more likely to suffer from a cancer or a heart attack, than we would be to die before the age of 65?
It’s very disconcerting to know that nearly 85% of the UK have no insurance in place to protect themselves or their family.
Critical Illness Cover is designed to pay a tax free lump sum in the event of you being diagnosed with a specified critical illness during the term of your policy.
Many Critical Illness policies will look very similar, however, each insurer will have their own individual policy with a different list of conditions and added benefits. We consider the best policy available for your circumstances
Critical Illness policy will provide a financial safety net to maintain you and your family’s quality of life by:
● Repaying all or part of your mortgage
● Replacing your lost earnings
● Paying for household bills and mortgage repayments
● Covering the cost of private medical care or specialist treatment
● Paying for a holiday to recuperate after treatment
● Paying for alterations to your home/car to accommodate your capabilities after illness
Having a comprehensive policy is essential and making the right decision for you and your family is important.